Free Tool
Lease vs. Buy Calculator
Instantly compare monthly payments and total costs for leasing or financing Bobcat equipment.
Equipment Details
Adjust the sliders or type a value directly.
$
$5,000$100,000
mo
12 mo72 mo
%
0%25%
$
$0$15,000
Value of equipment you're trading in. Reduces the net cap cost.
$
$0$50,000
%
0%15%
Percentage of original price the equipment is worth at lease end. Higher residual = lower monthly payment.
%
0%60%
Residual value only applies to the lease calculation. Loan calculation uses full purchase price.
Monthly Lease Payment
$794.18
36-month term
8% APR
Monthly Depreciation$638.89
Monthly Interest$103.33
Monthly Tax$51.96
Down Payment$3,000.00
Upfront Tax$210.00
Total 36 Lease Payments$28,590.40
Residual Value at End$4,000.00
If Purchased (Loan)
$911.89
36-month term
8% APR
Sales Tax$2,100.00
Upfront Payment$3,000.00
Total Loan Amount$29,100.00
Total of 36 Loan Payments$32,827.98
Total Loan Interest$3,727.98
Ready for a real quote?
These numbers are estimates. Call us for actual rates on specific machines.